txn brings together issuer processing, scheme connectivity, self-service program management, modern APIs, the Knowledge Hub and built-in intelligence. Use the complete platform or select the components that fit your program, then add more as your needs grow.
Scheme & Compliance Layer
Visa-certified issuer processing, with scheme rules and issuing sponsor relationships managed at platform level. The platform is hosted and managed within txn’s secure, PCI DSS-compliant environment with robust data governance.
Control Center
Self-service control of your card program. Issue physical and digital cards, manage the full card lifecycle, set permissions and configure spend controls and transaction thresholds in real time.
Intelligent developer and operator experience
AI-powered guidance supports onboarding, configuration and ongoing program management. It explains choices, surfaces relevant requirements and flags potential issues and opportunities while your team remains in control.
Core Processing Engine
Real-time authorisation, transaction processing, clearing and settlement. Built on infrastructure processing over €2.7 billion monthly, with 99.99% uptime.
txn APIs
Clear, well-documented APIs with sandbox access from day one. Test, integrate and manage your program through versioned endpoints designed for dependable integration.
Knowledge Hub
Documentation, API references, technical guidance and step-by-step support in one place, giving teams what they need to explore, test and integrate from day one.
• 99.99% average platform uptime
• €2.7 billion processed monthly
• Visa certified issuer processor for Europe and the UK
Proven reliability
txn’s processing reliability is proven at scale, delivering consistent uptime, security and performance, the foundation for a program your customers can trust.
APIs built for speed
Clear, well-documented APIs with sandbox access from day one. Test, integrate, and go live in weeks, not months.
Intelligence built in
You stay in control while AI multiplies what your team can do: every configuration explained, potential opportunities surfaced and immediate answers at every step.